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What is Final Expense Insurance and why do we need it?

Dec 12, 2012


Final Expense insurance falls under the Life Insurance category and is exactly what it sounds like – an insurance policy that pays for a person’s final expenses such as funeral and burial costs.

Most people don’t realize that the average funeral costs approximately $10,000. If a deceased person does not have enough money set aside to pay for these expenses, the surviving relatives will have to cover the costs. Imagine what it would be like to be grieving the loss of a loved-one and at the same time have to worry about coming up with $10,000! This is the primary reason people will want to purchase Final Expense insurance policies; however, they first need to be educated about plan benefits and availability.

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With the senior population growing faster than ever, the need for qualified agents to sell Final Expense plans is also growing. This is the type of insurance that is easily sold with other types of plans such as Medicare, which allows agents to increase their sales by cross-selling to the same client base.

Click here to learn more about selling Final Expense plans.